What is Working Capital and Why Do I Need It?

We often talk about working capital and how it’s essential for every kind of business owner, but what exactly¬†is working capital, anyway? Think of it like this — you’ve got employees, vendors and bills to pay — you need to do this with working capital. Working capital is simply the money you use for your day-to-day operations.

merchant cash advance

Imagine if you had insufficient working capital (or even worse, none). That means you really can’t keep your doors open because you wouldn’t be able to pay your workers or keep the lights on. Perhaps you may not even have enough money to replenish your inventory. You see how important working capital is now?


Many of our clients come to us because they need working capital and a business loan was just too complicated. And more importantly, they need capital fast. Our merchant cash advance program is great because of the minimal paperwork and fast funding times. Businesses often use the money to restock inventory, pay bills, remodel — anything, really.


To learn more about our funding programs, please give us a call at 1-800-722-4476.

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